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ACU

Loans


Auto Loans
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Quick Day Loans
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Overdraft Line Of Credit
(View Rates)
Mortgages
(View Rates)
 

AUTO LOANS:

Her Majesty's Credit Union offers competitive financing and many resources to help you make smart car buying decisions.

  • Pre-approval - Increase your bargaining power with a check in hand.
  • Refinance another lender's loan at our lower rate or change its term.
  • 100% financing includes taxes, title and tags.
  • Wide selection of rates and terms
  • Make payments 24/7, using account access, Direct Deposit & Allotments, mail, or by visiting your local branch.
  • When applying for your auto loan, please have the Vehicle Identification Number(VIN) ready. If you don't have the VIN, we will submit your loan as a preapproval.

Rates are effective:  November 1, 2008
Loan Type

Term

APR*

Share Secured Loan
(100% Share Secured)

2 years

5.50%

3 years

6.00%

4+ years

6.50%

50-99% Share Secured

Up to 5 years

7.00%

Market Share Secured

Up to 12 years

Variable (current share rate +2.50%)

Loan for any purpose

Up to 5 years

As low as 6.75%

New Auto Loan for purchase or refinance

Up to 6 years

As low as 5.24%

Used Auto Loan for purchase or refinance 
(Used car must be 6 years old or less)

Up to 5 years

As low as 5.24%

New Luxury Auto Loan for purchase or refinance
(Minimum $35,000 list price)

Up to 7 years

As low as 5.24%

Used Luxury Auto Loan for purchase or refinance
(Used car must be 6 years old or less)

Up to 6 years

As low as 5.24%

Motorcycle Loan

Up to 5 years

As low as 6.24%

Line of Credit Loans
($10,000 maximum)

Variable-Revolving

11.00%

Fixed-Revolving

11.25%

Discover Classic Credit Card

 Revolving

13.80%

Discover Platinum Credit Card

 Revolving

10.80%