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Loans
AUTO LOANS:
Her Majesty's Credit Union offers competitive financing and many resources to help you make smart car buying decisions.
- Pre-approval - Increase your bargaining power with a check in hand.
- Refinance another lender's loan at our lower rate or change its term.
- 100% financing includes taxes, title and tags.
- Wide selection of rates and terms
- Make payments 24/7, using account access, Direct Deposit & Allotments, mail, or by visiting your local branch.
- When applying for your auto loan, please have the Vehicle Identification Number(VIN) ready. If you don't have the VIN, we will submit your loan as a preapproval.
Rates are effective: November 1, 2008
| Loan Type |
Term
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APR*
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Share Secured Loan
(100% Share Secured)
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2 years
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5.50%
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3 years
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6.00%
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4+ years
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6.50%
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50-99% Share Secured
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Up to 5 years
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7.00%
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Market Share Secured
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Up to 12 years
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Variable (current share rate +2.50%)
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Loan for any purpose
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Up to 5 years
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As low as 6.75%
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New Auto Loan for purchase or refinance
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Up to 6 years
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As low as 5.24%
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Used Auto Loan for purchase or refinance
(Used car must be 6 years old or less)
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Up to 5 years
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As low as 5.24%
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New Luxury Auto Loan for purchase or refinance
(Minimum $35,000 list price)
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Up to 7 years
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As low as 5.24%
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Used Luxury Auto Loan for purchase or refinance
(Used car must be 6 years old or less)
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Up to 6 years
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As low as 5.24%
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Motorcycle Loan
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Up to 5 years
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As low as 6.24%
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Line of Credit Loans
($10,000 maximum)
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Variable-Revolving
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11.00%
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Fixed-Revolving
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11.25%
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Discover Classic Credit Card
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Revolving
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13.80%
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Discover Platinum Credit Card
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Revolving
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10.80%
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